Home Banking How to Check Yes Bank Account Balance?

How to Check Yes Bank Account Balance?

YES Bank is the fourth largest private sector Bank establishes in the year 2004. It is also one of the fastest growing banks in India with 3450 bank branches as of 2019. YES Bank provides all kind of modern service to their customer with the use of advanced technology. YES Bank provides all the modern banking services like mobile banking, net banking and much more.

Yes Bank Balance Inquiry Missed Call Number

Yes Bank Balance Inquiry Missed Call Number

You can use the YES Bank Missed Call number to find the bank account balance which works by giving a missed call and receiving a text containing the bank balance details. YES Bank Missed Call Number is 09223920000. You can also find the mini-statement of the YES Bank by using this number-09223921111.

YES Bank SMS Banking via Yes Bank SMS Balance Check Number

SMS Banking enables the account holder to find the bank details by sending an SMS. The SMS Format must be in the pre-defined syntax as provided by the bank. The SMS Banking number to send the SMS is +91-9840909000

The Pre defined syntax used to find the respective details is as follows-

Description Keywords
Mobile Registration YESREG <Cust ID> <Account No.>
Account Balance Inquiry YESBAL <Cust ID><Account No.>
Last 5 transactions in the account YESTXN <Cust ID><Account No.>
Cheque Status Inquiry YESCST <Cust ID> <Cheque No.> <Account No.>
Stop Cheque Request YESSTP <Cust ID> <Cheque No.> <Account No.>
Chequebook Request YESCHQ <Cust ID><Account No.>
Details of fixed deposits linked to the account YESFDQ <Cust ID><Account No.>
Request for an account statement YESSTM <Cust ID><Account No.>
List of all above supported Requests YESHLP <Cust ID><Account No.>

Check Balance by YES Bank Net Banking

Net Banking facility is a place and time independent service offered by the YES Bank meaning you can use the Net Banking 24X7 and 365 days which makes it best for those who are short in time. To avail this service you need to register your account for the Net Banking from your home branch. After registration, you can use the YES Bank Net Banking.

Check Balance by YES Bank Mobile Banking

Mobile Banking is similar to Net banking only change being the use of Mobile and the mobile app to access the banking service. YES Bank Mobile App is free of cost and is available to download for free of cost. The download link for the respective devices is listed below-

Check Balance by YES Bank ATM

ATM Card associated with your YES Bank Account can be used to find the bank account balance. It is free to use banking service provided by every bank. You can follow these steps to find the bank account balance of your bank account-

  • Insert your ATM Card in the Slot
  • Enter your PIN and press “Confirm”
  • Select the Balance inquiry option to find the bank account balance

Minimum Maintenance Balance for Yes Bank

Bank keeps a cap on the minimum amount that has to be maintained by the account holder to keep his account functional. This cap has to be maintained by the account holder on quarterly bases and failing to maintain will result in the charges or fine.

Minimum Maintenance Balance

Average Quarterly Balance (AQB) Amount
Savings Exclusive Rs.1 lakh
Savings Advantage Rs.10,000
Savings Value Rs.5,000
Savings Select Rs.25,000

Non-Maintenance Charges

AMB Maintained Non-Maintenance Charge per Month
If balance maintained is >=100% of the requirement Nil
If balance maintained is >50% of the requirement 5% of balance shortfall
If balance maintained is <=50% of the requirement 10% of balance shortfall
Maximum AMB non-maintenance charge   INR 500/- per Month