Utkarsh Small Finance Bank is a micro finance bank established in the year 2009 and soon become a Small Finance Bank providing various banking services. The Bank provides various services that a modern bank provides like net banking, mobile banking, etc.
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Utkarsh Small Finance bank Balance Inquiry Number
Utkarsh Small Finance Bank provides a free to use missed call banking service that enables the account holder to give a missed call which will provide the account holder with the bank balance details. The Utkarsh Small Finance Bank missed call number is 1800 123 9878. After giving a missed call the call will be automatically disconnected and an SMS containing the account details will be sent.
Check balance using Utkarsh Small Finance Bank Net Banking
Net Banking is one of the best banking services as it enables the account holder to bank service within the comfort of the home. To avail this service the account holder needs to get the login details provided by the bank branch. After receiving the login details you start using the Utkarsh Small Finance Bank Net Banking links to use net banking-
Utkarsh Small Finance bank Net banking Retail Users
Utkarsh Small Finance bank Net banking Corporate Users
Check balance using Utkarsh Small Finance Bank Mobile Banking
Utkarsh Small Finance Bank Mobile app helps the user with providing the banking service using the Smartphone which makes it convenient and easy to use bank service. The download link for the respective devices is listed below that can be used to download the mobile banking app-
Check balance using Utkarsh Small Finance Bank ATM
You can use the Utkarsh Small Finance Bank ATM Card associated with the bank account to find the bank balance for free of cost. You can use any of the bank’s ATM Card to find the bank account balance using this method. Just follow these steps to find the bank balance using the ATM Card-
- Insert the ATM Card in the ATM Machine
- Enter the Pin in the ATM Machine and press confirm
- Now select the Balance inquiry option
Minimum Maintenance Balance for Utkarsh Small Finance Bank
Every Bank keeps a minimum maintenance balance that has to be maintained by the account holder which if not maintained then will result in the charge of a fine. The following is the minimum maintenance balances as well the fine for non-maintenance-
Minimum Maintenance Balance
| Types of Account | Average Quarterly Balance | |
|---|---|---|
| Metro and Urban | Semi-Urban and Rural | |
| Standard Savings Account | 10,000 | 5,000 |
| Premium Savings Account | 50,000 | 50, 000 |
| Minor Savings Account | 5,000 | 1,000 |
Non-maintenance Charges
| Types of Account | Charges | |
|---|---|---|
| Metro and Urban Max- Rs350 | Semi-Urban and Rural Max- Rs250 | |
| Standard Savings Account | 25 Per Shortfall of Rs.500 | 25 Per Shortfall of Rs.500 |
| Premium Savings Account | Based on the AQB Maintained in First Year | Based on the AQB Maintained in First Year |
| Minor Savings Account | 25 Per Shortfall of Rs.500 | 25 Per Shortfall of Rs.500 |
I’m Shiv Kumar, a graduate with a passion for finance, marketing, and technology. My journey into finance started with a desire to understand money management and investing.
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