Insurance is one of the most important things whether it’s life insurance or health insurance. As it can help you in preventing any kind of financial burden in case of hospitalization.
The cost of healthcare in India is skyrocketing which makes it difficult for people to afford insurance but, with an insurance plan, the cost can be covered and provide a safety net for you and your family.
There are various health insurance providers in India and you can choose any insurance provider. In this article, we will discuss a list of health insurance companies in India along with the contact details of the insurance provider.
But first, let’s find out what is a Health Insurance.
Table of Contents
What is Health Insurance?
Health Insurance is insurance that covers a person’s medical cost in case of any surgery, injury, accident, or hospitalization due to other things. Healthcare can be expensive and having health insurance reduces the medical bill payment burden to a great extent.
Benefits of Buying Health Insurance
The following are the benefits of Buying a health insurance-
- Health Insurance Covers the hospitalization cost which helps the individual get themselves admitted without worrying about the cost
- The Health Insurance also takes care of pre and post-hospitalization costs like medication, tests, surgery, etc.
- When you buy medical health insurance, the policyholders get complimentary free health check-ups that he/she can use to diagnose once a year
- While hospitalized, the policyholder can enjoy daycare and other related costs
- Some insurance providers also provide alternative medicine like Ayurveda, and Unani treatments covered
- In the case of the ambulance, the policyholder also gets reimbursement for the ambulance charge
- Some insurer also provides add-on critical illness package with reduced costs
List of Health Insurance Companies in India
The following is the list of health insurance companies in India-
| S.No | List of Healthcare Insurance | Head Office Address | Telephone/Fax | |
| 1 | National Insurance Co. Ltd. | 3, Middleton Street, Prafulla Chandra Sen Sarani, Kolkata, West Bengal, 700071. | [email protected] | 033-22831705 /, Fax: 22831740. |
| 2 | Go Digit General Insurance Ltd. | 1st to 6th Floor, Ananta One (AR One), Pride Hotel Lane, Narveer Tanaji Wadi, City Survey No. 1579, (Bhamburda) Shivajinagar, Pune – 411005 | [email protected] | 1800-258-5956 |
| 3 | Bajaj Allianz General Insurance Co. Ltd. | Bajaj Allianz House, Airport Road, Yerawada, Pune-411006 | [email protected] | 1800-209-0144 | 1800-209-5858 |
| 4 | Cholamandalam MS General Insurance Co. Ltd. | HO New No. 2, Old No. 234, Dare House, II Floor, N. S. C. Bose Road, Parrys, Chennai – 600 001 | [email protected] | 1800-208-9100 |
| 5 | Bharti AXA General Insurance Co. Ltd. | UNIT NO. 1904, 19TH FLOOR, PARINEE CRESCENZO, ‘G’ BLOCK, BANDRA KURLA COMPLEX, BANDRA EAST, MUMBAI Mumbai City MH 400051 IN. | [email protected] | 1800-102-4444 |
| 6 | HDFC ERGO General Insurance Co. Ltd. | 1st Floor, HDFC House, Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400020 | [email protected] | |
| 7 | Future Generali India Insurance Co. Ltd. | Unit No. 801 & 802, Tower C, 247 Embassy Park, LBS Marg, Vikhroli (West), Mumbai – 400083 | [email protected] | 1800 220 233 |
| 8 | The New India Assurance Co. Ltd. | New India Assurance Building, 87, M G Road, Fort, Mumbai MUMBAI MAHARASHTRA 400001 | 1800-209-1415 | |
| 9 | IffcoTokio General Insurance Co. Ltd. | Corporate Office IFFCO Tower, Plot No. 3, Sector 29, Gurgaon – 122001, Haryana, India. | [email protected] | 1800 103 5499 |
| 10 | Reliance General Insurance Co. Ltd. | Reliance General Insurance, Correspondence Unit, 2nd & 3rd Floor, Winway Building, 11/12, Block No-4, Old No-67, South Tukoganj, Near Madhumilan Square, Indore, Madhya Pradesh, India – 452001 | [email protected] | 22 48903009 |
| 11 | Royal Sundaram General Insurance Co. Ltd. | Royal Sundaram General Insurance Co. Limited Vishranthi Melaram Towers No.2/319, Rajiv Gandhi Salai (OMR) Karapakkam, Chennai – 600097 | [email protected] | 1860 258 0000/ 1860 425 0000/ 1800 568 9999 |
| 12 | The Oriental Insurance Co. Ltd. | The Oriental Insurance Company Limited, Corporate Office, Block – 4, Plate-A, NBCC Office Complex, Kidwai Nagar East, New Delhi – 110023 | [email protected] | 1800118485/011-33208485 |
| 13 | Tata AIG General Insurance Co. Ltd. | Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai – 400 013, Maharashtra, India. | [email protected] | 1800-266-7780 |
| 14 | SBI General Insurance Co. Ltd. | SBI General Insurance Company Ltd. 9th Floor, A & B Wing, Fulcrum Building, Sahar Road, Andheri(East), Mumbai 400099 | [email protected] | 1800 210 3366 / 1800 210 6366 |
| 15 | Acko General Insurance Ltd. | ACKO General Insurance Limited 2nd Floor, #36/5, Hustlehub One East, Somasandrapalya, 27th Main Rd, Sector 2, HSR Layout, Bengaluru, Karnataka 560102 | [email protected] | 1800 266 2256 |
| 16 | Navi General Insurance Ltd. | Vaishnavi Tech Square, 7th Floor, Iballur Village Taluk, Bagalur, Begur, Bengaluru, Karnataka 560102 | [email protected] | 18001230004 |
| 17 | Edelweiss General Insurance Co. Ltd. | 2nd Floor, Tower 3, B Wing, Kohinoor City Mall, Kohinoor City, Kirol Road, Kurla (W), Mumbai 400070 | [email protected] | 1800 12000 /022 423 12000 /022 423 12001 |
| 18 | ICICI Lombard General Insurance Co. Ltd. | ICICI Lombard General Insurance Co. Ltd. Ground floor- Interface 11, Sixth floor- Interface 16, Office no 601 & 602, New Link Road, Malad (West), Mumbai – 400064. | 1800 2666 | |
| 19 | Kotak Mahindra General Insurance Co. Ltd. | H-78, 7th Floor, Himalaya House, 23, KG Marg, New Delhi, Delhi 110001 | [email protected] | 1800 266 4545 |
| 20 | Liberty General Insurance Ltd. | 10th floor, Tower A, Peninsula Business Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai 400 013 | [email protected] | 1800-266-5844 |
| 21 | Magma HDI General Insurance Co. Ltd. | Equinox Business Park, Tower 3, 2nd Floor, Unit Number 1B & 2B, LBS Marg, Kurla (West), Mumbai – 400070. | [email protected] | 1800 266 3202 |
| 22 | Raheja QBE General Insurance Co. Ltd. | Raheja QBE General Insurance Company ltd Fulcrum, 501 & 502, A wing, 5th Floor, International Airport project road, Sahar, Andheri East, Mumbai-400059. | [email protected] | 1800-102- (RQBE) 7723 |
| 23 | Shriram General Insurance Co. Ltd. | Shriram General Insurance Co. Ltd. (In partnership with Sanlam, South Africa) E-8, EPIP, RIICO Industrial Area, Sitapura, Jaipur – 302022 (Raj.) | NA | 1800-300-30000 |
| 24 | United India Insurance Co. Ltd. | United India Insurance Co. Ltd, Registered & Head Office: 24, Whites Road, Chennai – 600014 | [email protected] | 044-28575200 |
| 25 | Manipal Cigna Health Insurance Company Limited | ManipalCigna Health Insurance Company Limited 401/402, Raheja Titanium, Western Express Highway, Goregaon (East), Mumbai 400063. | [email protected] | 1800-102-4462 |
| 26 | Aditya Birla Health Insurance Co. Ltd. | 104, BABA House, Bajaj Road Off M V Road next to WEH Metro Station Andheri (East),. Mumbai – 400093. | [email protected] | 1800-270-7000 |
| 27 | Star Health & Allied Insurance Co. Ltd. | No 1, New Tank Street, Valluvarkottam High Road, Nungambakkam, Chennai 600034 | [email protected] | 18004252255 |
| 28 | Max Bupa Health Insurance Company Ltd. | C-98 Lajpat Nagar 1, New Delhi-110024 | [email protected] | 1800 309 3333 |
| 29 | Care Health Insurance Ltd. | Care Health Insurance Limited, 5th Floor, 19, Chawla House, Nehru Place, New Delhi-110019 | [email protected] | 1860-500-4488/ 1800-200-4488 |
| 30 | Universal Sompo General Insurance Co. Ltd. | Universal Sompo General Insurance Co Ltd. Office No 103, First Floor, Ackruti Star, MIDC Central Road, Andheri (East), Mumbai-400093, Maharashtra | https://[email protected]/[email protected] | 1800-200-5142 /1800-22-4030 / 1800-200-4030 |
FAQ
A waiting period is a period during which the policyholder cannot make any claims. The waiting period can be anywhere from 30 days to 4 years depending on the type of health insurance and the policy terms.
Yes, you can add your family member to the health insurance policy. You can add, your spouse, children up to 4, parents, and parents-in-law.
A free look-up period is a time given to the policyholder after buying the policy to go through the policy terms and conditions once again and if the policyholder does not like it, he/she can return the policy without having to pay any penalty to do so.
I’m Shiv Kumar, a graduate with a passion for finance, marketing, and technology. My journey into finance started with a desire to understand money management and investing.
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