IDBI Bank or Industrial Development Bank of India (IDBI) is a public sector bank established in the year 1964. The main aim of the bank is to provide financial services to the Indian industries. The bank has grown rapidly and become one of the leading banks with 3,817 ATMs, 3305 branches, including one overseas branch in Dubai.
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IDBI Bank Balance Inquiry Missed Call Number
You can use the IDBI Bank Missed Call Number to find the bank account balance for free of cost and it is the easiest way to find the bank balance. The IDBI Bank Missed Call Number is 18008431122. After giving a missed call the call will be automatically disconnected and an SMS containing your bank account details will be sent. You can also use the IDBI Bank Mini-statement to get the last five transaction details sent to you. IDBI Bank mini-statement number is 18008431133.
IDBI Bank SMS Banking via IDBI SMS Balance Check Number
You can also send a text message to find the bank account balance. This is also a convenient method of finding the bank account balance after the missed call banking. The SMS Banking number for IDBI Bank is 18008431122.
The following are the formats that has to be followed-
| Services | SMS Format |
|---|---|
| Balance inquiry | BAL CUSTOMERID PIN [ACCOUNT NUMBER] |
| Fixed deposits inquiry | FD CUSTOMERID PIN [ACCOUNT NUMBER] |
| Last 3 Transactions | TXN CUSTOMERID PIN [ACCOUNT NUMBER] |
| Cheque Payment Status | CPS CUSTOMERID PIN CHEQUE NUMBER [ACCOUNT NUMBER] |
| for cheque book | CBR CUSTOMERID PIN NUMBER OF LEAVES P/M [ACCOUNT NUMBER] |
| Request for statement |
STM
CUSTOMERID PIN FROM-DATE-TO-DATE [ACCOUNT NUMBER] From date MMYY To date MMYY |
IDBI Bank Net Banking
Net Banking is a method of banking that enables the Bank account holder to use the banking service 24X7 and 365 days. To avail the service you need to have the login details that can be applied from the branch. After receiving the login details you can use the IDBI Bank Net Banking.
IDBI Bank Mobile Banking
Mobile banking enables the account holder to use the mobile phone as banking medium. You can use any of the mobile devices to avail the service.
IDBI Bank Mobile App
You can download the IDBI Bank Android app on the Smartphone to use the banking service. It provides a graphical display to use the banking service. The download link for the respective devices is listed down below-
IDBI Bank USSD Code
This method of banking is for that user who does not have a Smartphone to install the app. This works by dialing a USSD code *99*49# which will display various services to choose from.
IDBI Bank ATM Card
You can also use the IDBI Bank ATM Card to find the bank account balance. it is
- Insert you bank ATM Card in the Machine
- Enter your bank PIN and press confirm
- Now select the balance inquiry option.
Minimum Maintenance Balance for IDBI Bank
Bank keeps a minimum maintenance cap that has to be maintained by the bank account holder in order to keep the bank account operational. If the account holder fails to maintain the minimum balance then the account will be charged with a
| Locations | Average Maintenance Balance | Charges |
|---|---|---|
| Metro and Urban Branches | 5000/- | 100/- |
| Semi-Urban branches | 2500/- | 50/- |
| Rural branches | 500/- | 20/- |
I’m Shiv Kumar, a graduate with a passion for finance, marketing, and technology. My journey into finance started with a desire to understand money management and investing.
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