Nepal and Bhutan are the first foreign countries in the world who embraced the world’s best payment system UPI in their country by partnering with India.
UPI is a real-time payments network using which you can pay for any Goods or Services online using various methods like QR Codes, VPAs, mobile numbers, and Account numbers + Bank IFSC Code.
This made UPI a very versatile digital payments solution that also provides services via feature phone to increase its acceptability.
Now, a major question might arise, how to use UPI in Bhutan or Nepal. Well, in this article, we will discuss how to use UPI in Bhutan and Nepal with step-by-step instructions, features of UPI Global, etc.
But first, let’s find out what is UPI Global.
Table of Contents
What is UPI Global?
UPI Global is a feature that allows UPI users in making payments via the UPI app in countries other than India. There is a huge diaspora of Indians living outside India who might feel a lack of digital options in their respective countries, therefore, using UPI they can experience the same ease of digital payments using UPI. For using UPI Global, you’ll have to enable the feature and then you can use UPI as normally as you would.
Features of UPI Global
The following are the features of UPI that make the UPI a global leader in Digital payments-
- UPI can be used with the Internet and without the Internet (UPI123)
- You can make payments with UPI using QR Codes, Account Numbers + Bank IFSC codes, etc.
- It is an easy-to-use payments system with various apps option for the user
- The payment request feature can be used by the vendors to demand funds from the buyer
- It is an instant payment system meaning all the transaction happens in real-time settlement which is not the case with any other digital payment system in the world
How to Use UPI In Bhutan and Nepal?
You can follow these steps to use UPI in Bhutan and Nepal-
- Open the BHIM UPI app login into your account with your MPIN
- After logging in, you’ll have to click on the upper left corner of the screen with the bank logo
- Now, you’ll be redirected to a new page where you’ll find all the banks listed
- Now, choose the bank that you want to make payments with followed by clicking on the UPI Global button
- After clicking on the UPI Global button, you’ll have to enter the 4-digit MPIN followed by clicking on the submit button
- After clicking on the submit button, your account will be activated with the UPI global feature and you’ll be able to make global payments using the UPI network app
FAQ
You can use UPI in multiple countries like France, Bhutan, Nepal, Oman, Singapore, UAE, etc. NPCI is also in talks with 30 other countries to start UPI payment acceptance in their country.
The per day limit of UPI is Rs.1,00,000/- which is available to you across all the UPI apps.
No, UPI is free for both merchants as well as for users however, you may have to pay for the currency conversion fee while transacting in a foreign country.
I’m Shiv Kumar, a graduate with a passion for finance, marketing, and technology. My journey into finance started with a desire to understand money management and investing.
Our main goal is to empower individuals through financial education. We believe that everyone should have the opportunity to build a strong financial foundation. Whether you’re a seasoned investor or just getting started, we provide articles, guides, and resources to help you navigate the financial landscape.
I invite you to join our community of financially savvy individuals. Feel free to ask questions, engage with our content, and explore the topics that matter to you. Together, let’s take control of our financial futures.
