Government of India launched Digital Life Certificate based on Aadhaar in 2014. This uses the pensioner’s Biometric data and Aadhaar number. Before this the pensioners have to go to pension pay out agencies like banks and post offices.
They can also avail their Life Certificate or Jeevan Pramaan Patra from the authority they did service for. Banks recently started door to door service to deliver it for the citizens who are unable to visit the branch.
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How to Submit Digital Life Certificate?
In an announcement, the pensioners have to submit their Life Certificate to keep receiving pension payments. If the same is not submitted by 30th November, 2019 pensions will not be paid and put under restriction. Submission of the Life Certificate is mandatory every year to continuously receive pensions in your bank account.
Pensioners can visit their pension disbursing agencies to generate their Pramaan ID. It will be provided after submission of pensioner Aadhaar number and biometrics. After that SMS confirmation will be sent to each pensioner including Pramaan ID.
After receiving Pramaan ID, now you can digitally submit your Life Certificate to the online portal https://jeevanpramaan.gov.in You can also use JeevanPramaan app on your Android or iOS devices. You need to download the certificate in PDF format from the above website by entering your Pramaan ID. The certificate can be send automatically to the authority which send your pension. You don’t need to submit a hard copy to your bank.
How is it convenient?
Different authorities have different approaches for the procedure to generate pensioners Digital Life Certificate. According to the HDFC Life, “The Video Life Certificate allows the customer to submit their life certificate online, in the form of a video. For this purpose, annuity customers will receive a message along with a link, 90 days before the due date of their life certificate.”
Further said Chief Actuary and Appointed Actuary of HDFC Life, Srinivasan Parthasarathy, “It simplifies our existing process wherein for the last five years we already accepted life certificates over e-mail. Submitting the video Life Certificate is convenient and can be done within a matter of a few minutes.”
State Bank of India (SBI) also has the facility for the submission of Digital Life Certificate. The pensioners need to provide their documents like Aadhaar number, mobile number, pension payment order (PPO) number and Account number. After the successful authentication of the biometrics Jeevan Pramaan ID will be generated. You can also download UMANG App on your mobile and open Jeevan Pramaan by searching it. Select Generate Life Certificate. Fill all the information correctly in Pensioner Authentication Page.
For whom it available?
This is available for all the citizens who are getting pension of any form. Whether it is Old Age Home pension or Widow Pension.
They all can get benefit from Digital Life Certificate and online submission portal, if they are over 60 years or retired.
Since its launch in 2014 over 2.6 crore pensioners used this platform to submit their life certificate.
FAQs
It is a life certificate based on the Aadhaar and biometrics of the pensioner.
All the citizens who are receiving any kind of pension are the right person for this service.
PSA (Pension Sanctioning Authority) of pensioners joined with JeevanPramaan are eligible.
Reemployed or remarried pensioners are not eligible for Digital Life Certificate.
You can obtain your DLC from PDA (Pension Disbursing Agency) like Banks and Post Offices, from Citizen Service Centre. And you can also generate it online by following the above-mentioned methods.
The validity period of the certificate is determined by specified rules of the Pension Sanctioning Authority. After the completion of the validity period, a new Pramaan ID needs to be generated. The Jeevan Pramaan Certificate is not valid for the whole life.
I’m Shiv Kumar, a graduate with a passion for finance, marketing, and technology. My journey into finance started with a desire to understand money management and investing.
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