How to pay any bill through UPI?

There are a lot of utility bills that come our way for day-to-day purchases. Paying them one by one can be tough especially if you have to visit the offices for each bill payment.

The best way out is to pay it online and to do that, you can use your computer or mobile phone. One of the payment systems that allow you to seamless payments is UPI.

UPI stands for Unified Payment Interface which allows the user to pay for any service or bill over the internet using an app.

In this article, we will discuss how you can pay for any bill using your UPI app using an online portal or using UPI apps, etc.

How to pay any bill through UPI

How to Pay for any Bill Through UPI?

You can follow these steps to make payment for the bills that you get-

Using Online Portal

  • Open the eCommerce Portal where you want to purchase the product or service and add that product to your cart
  • Now, you’ll have to proceed to the checkout and enter the address, shipping, contact, and other details
  • After entering the details, you’ll have to click on the pay button
  • Now, you’ll be given many options for payment and you’ll have to select the UPI QR code as a payment option
  • Alternatively, you can also choose VPA or Mobile number as a payment method
  • After selecting the QR code, you’ll have to open your UPI app and scan the QR Code followed by entering the MPIN to make the payment
  • If you’ve chosen the VPA method then you’ll have to enter your VPA and click on the pay button
  •  Now, open the UPI app and click on the Payment Request option
  • There you’ll find a request for payment option and you’ll have to click on the pay button followed by entering the MPIN
  • After entering the MPIN, your payment will be successfully processed and you’ll be able to purchase the product or service from the eCommerce Portal

Using UPI Apps- BHIM UPI, PAYTM, etc.

  • Open the UPI app of your liking like PAYTM or BHIM UPI, etc. followed by logging in to the app
  • After logging in, you’ll have to look for the service or utility bill option which you’ll have to pay the bill for followed by selecting the same
  • After selecting the payment bill option, you’ll have to enter the service number which will be allotted to you by the company
  • After that, you’ll have to enter the bill amount followed by clicking on the pay button
  • After clicking on the pay button, enter the MPIN and up on successfully entering the MPIN, your bill will be settled

FAQ

I have entered the wrong amount for payment and I want to stop the transaction. Can I do that?

No, once initiated there are no provisions to stop the payments, you’ll have to contact the company with the reference Id provided by the UPI app.

How much time it will take for the payments to be settled?

UPI provides a real-time payment settlement feature that allows the user as well as the merchant to transact online in real time.

Is UPI Free or do I have to pay for the service?

UPI is free of cost payment service provided by NPCI which is a government company.

Can I pay the bill using credit card UPI payments?

Yes, a credit card can be linked with your BHIM UPI app and allows you to make payments using your credit card easily.