How to Check Karnataka Gramin Bank Account Balance?

Karnataka Gramin Bank is an RRB bank with having head office in Ballari, Karnataka. Karnataka Gramin Bank amalgamates two RRB Banks Pragathi Krishna Grameena Bank and Kaveri Grameena Bank. Pragathi Krishna Grameena Bank was being sponsored by Canara Bank and the Kaveri Grameena Bank was being sponsored by the State Bank of India. The bank has now 1000+ branches in the state of Karnataka. The bank provides the core banking services and mobile banking for all the banking requirements.

Pragathi Krishna Grameena Bank

Pragathi Krishna Grameena Bank was formed on 23rd August 2013 with the amalgamation of Pragathi Gramin Bank and Krishna Grameena Bank with the sponsorship of Canara Bank.

Kaveri Grameena Bank

Kaveri Grameena Bank was a State Bank of Mysore-sponsored regional rural bank, which was established on 1 November 2012. It was a result of the merger of Cauvery Kalpatharu Grameena Bank, Chikmagalur Kodagu Grameena Bank, and Vishvesvaraya Grameena Bank. State Bank of Mysore, a century-old bank was also merged with State Bank of India in 2017.

Karnataka Gramin Bank Balance Inquiry Missed Call Number

Karnataka Gramin Bank provides the customer with a balance check facility that enables the account holder to give a missed call and receive an SMS containing the bank details.

The Karnataka Gramin Bank missed call number is 9015800700. After giving a missed call the call will be automatically disconnected and an SMS containing the bank account details will be sent to you via SMS. The number was earlier used as Pragathi Krishna Grameena Bank’s missed call number.

Karnataka Gramin Bank SMS Banking via SMS Balance Check Number

You can also use SMS Banking to find the bank balance of the account. To find the bank balance using SMS banking you need to type the “BAL” to the 9015800700 and receive an SMS reply with the bank account balance details.

Check Balance using Karnataka Gramin Bank Net Banking

Karnataka Gramin Bank customers can use internet banking to check their account balances quickly. They can log in to Karnataka Gramin Bank net banking with their user id and password at netbanking.karnatakagraminbank.com. This facility could be used by both retail and corporate customers. When logged in, customers can see the account balance for each of the accounts in front of it in the Customer Dashboard. To see the mini statement, customers can click on the individual account number.

Check Balance using the Karnataka Gramin Bank Mobile Banking App

Karnataka Gramin Bank provides a mobile banking app using which you can access your banking features easily. You can find your Karnataka Gramin Bank Bank Balance by downloading the mobile app and navigating to the account summary section to find your bank balance.

For Android, the app named KaGB mPay makes it easy to access the banking services that accomplish the digital banking needs of the customer. For Apple Devices, the app’s name is KaGM mPay which is used for as a mobile banking app.

You can use the app for any services like balance inquiry, fund transfer, etc. The download link for the Android device is listed below which is free to download from the Google Play store-

• Download Android App
• Download iOS App

Check Balance using Karnataka Gramin Bank ATM

You can use the Karnataka Gramin Bank ATM Card to find the bank account balance. It is a free-of-cost service provided by every bank to the bank account user. You can use the following steps to find the bank account balance-

• Insert the ATM Card in the ATM Machine
• Enter the PIN in the Machine and press Confirm
• Select the Balance inquiry option from the given options

Minimum Maintenance balance for Karnataka Gramin Bank

Every bank keeps a cap on the minimum maintenance balance to ensure that the account functions smoothly. After the merger of Pragathi Krishna Grameena Bank and Kaveri Grameena Bank, the new minimum monthly balance has been set common. The Karnataka Gramin Bank has defined three types of Minimum balance caps as follows:

1. Rs. 1000/ for Normal Saving Account with Cheque Book facility
2. Rs. 500/ for a Normal Saving Account without chequebook facility
3. Rs. 10,000/ for Savings Bank Plus Account

Karnataka Gramin Bank customers can always call the bank toll-free customer service facility at 1800-102-5250 in case of any banking-related questions and queries.