Equitas Small Finance Bank that provides the bank provides all the modern banking service like Net Banking, Mobile banking and much more to that section of the society where the financial service is unavailable.
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Equitas Small Finance Bank Balance Inquiry Number
Equitas Small Finance Bank provides a free-to-use and easiest method of finding the bank balance using the Equitas Small Finance Bank missed Call Number is 8592866639. You can also use the Mini-statement number to find the last 5 transaction details. After giving a missed call the call will be automatically disconnected and an SMS Containing the bank account details will be sent.
Equitas Small Finance Bank SMS Banking via SMS Balance Check Number
Equitas Small Finance Bank offers the account holder to use SMS banking to find the bank balance of the account. To use the service the account holder needs to send an SMS with pre-defined syntax.
The following are the syntax used to find the bank balance-
| Service | Keyword |
|---|---|
| Balance Enquiry | BAL |
| Mini statement | MINI |
| Cheque Status | CHQSTATUS |
| Stop Cheque Request | CHQSTOP |
| Cheque book Request | CHQBOOK |
| Debit card pin Regeneration | EPIN |
| Change of Primary Account number |
SETPRIME
XXXX Here, XXXX is Last four digit of to be updated account number |
Check Balance using Equitas Small Finance Bank Net Banking
Net Banking is a facility that enables the account holder to use the banking service like fund transfer, Balance check 24X7 and 365 days without requiring the account holder to visit the bank branch. To avail this service the account must be registered for the service. After receiving the login details you can access Equitas Small Finance Bank Net Banking. The login links for the respective accounts are listed below-
Check Balance using Equitas Small Finance Bank Mobile Banking
Equitas Small Finance Bank provides a mobile app that is free to download and offers the account holder with all the banking service using Smartphone devices. The download link for the respective devices is listed below-
Check Balance using Equitas Small Finance Bank ATM
Equitas Small Finance Bank ATM Card can be used to find the bank account balance and free of cost. You can use the service on any of the bank ATM machines. You can use the following steps to find the bank balance using ATM Card-
- Insert your ATM Card in the ATM Machine
- Enter your PIN in the Machine and press Confirm
- Select the balance inquiry option
Minimum Maintenance Balance for Equitas Small Finance Bank
Every Bank has a minimum maintenance balance that has to be maintained by the account holder to keep the account functional. If the account holder fails to do that then the account will be fined. The followings are the minimum maintenance balance and the fine for non-maintenance-
| Type of Account | Average Monthly Balance |
|---|---|
| Value Plus Account | 25000 |
| Regular Savings Account | 10000 |
| Standard Savings Account | 5000 |
| Business Account | 10000 |
| Business Prime Account | 25000 |
| Advance Current Account | 40000 |
| Trade-In Current Account | 100000 |
| My Business Account | 1500 |
Non-maintenance Balance
| Type of Account | Condition | Charges |
|---|---|---|
| Value Plus Account |
If
AQB is >50% but <100% if AQB is <=50% |
₹
1000/- per quarter ₹ 1200/- per quarter |
| Regular Savings Account |
If
AQB is >50% but <100% if AQB is <=50% |
₹
600/- per quarter ₹ 900/- per quarter |
| Standard Savings Account |
If
AQB is >50% but <100%, if AQB is <=50% |
₹
300/- per Quarter ₹ 600/- per Quarter |
| Business Account |
If
AQB is >50% but <100% if AQB is <=50% |
₹
1200/- per quarter ₹ 1500/- per quarter |
| Business Prime Account |
If
AQB is >50% but <100% if AQB is <=50% |
₹
1800/- per quarter ₹ 2000/- per quarter |
| Advance Current Account |
If
AQB is >50% but <100% if AQB is <=50% |
₹
2500/- per quarter ₹ 3000/- per quarter |
| Trade-In Current Account |
If
AQB is >50% but <100% If AQB is <=50% |
₹
6000/- per quarter ₹ 9000/- per quarter |
| My Business Account |
If
AQB is >50% but <100% If AQB is <=50% of the requirement |
₹
500/- per quarter ₹ 800/- per quarter |
I’m Shiv Kumar, a graduate with a passion for finance, marketing, and technology. My journey into finance started with a desire to understand money management and investing.
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