How to Check DCB Bank Account Balance?

DCB Bank is a private sector bank established in the year 1930. The bank has 331 bank branches all over the country. Ever since the establishment of the bank DCB Bank has grown and provided the customer with the latest banking technology. DCB bank Provides services like Net Banking, Mobile Banking and much more.

Check balance by DCB Bank Missed Call Number

You can use the DCB Bank Missed Call Numbers to find various details associated with your bank account. After giving a missed call the call will be automatically disconnected and an SMS Containing your bank account details will be sent to your mobile number. The following are the list of Missed Call Banking numbers-

DCB Bank Missed Call Numbers Numbers
Balance Check 7506660011
Mini-statement 7506660022
Request Cheque Book 7506660033
Request E-Mail Statement for last 1 Month 7506660044

Check balance by DCB Bank SMS Banking

You can also use the DCB Bank SMS Banking to find the bank account balance. You need to send the SMS to the SMS Banking number-9821878789. The syntax for sending to the SMS banking number is as follows-

Services Keywords
Check your primary account balance BAL
Get last 5 transaction details STMT
Request for a cheque book CHQBOOK
Check status of cheque issued by you STAT (Mention Cheque No.)
Request for stop cheque STOP (Mention Cheque No.)
Request stop payment of range of cheques STOPRANGE (Mention First Cheque No.) (Mention Last Cheque No.)
Seek help on DCB Bank SMS Facility H
To block DCB Debit card BLOCK DC (Mention Last Four Digit Of Debit Card Number) 

OR 

BLOCK AC (Mention Last Four Digit Of Account Number)

Check balance by DCB Bank Mobile Banking

Mobile Banking uses an app to provide the account holder to access banking services. It uses a graphical user interface to display the services in an interactive manner that makes the mobile banking experience easy. Using Mobile Banking, you can perform almost all the banking online like Fund transfers using Bank IFSC Code, balance check, etc. The download link for the app is given below-

Check balance by DCB Bank Net Banking

Net Banking is similar to Mobile banking but with more features and also an ease to experience full core banking experience within the comfort of the home. To access the net banking facility the account must be registered with the bank branch which will provide you with the login details. After getting the login detail you can use the DCB Bank Net banking.

Check balance by DCB Bank ATM

You can use the ATM Card of the DCB Bank account to find the bank account balance details. You can use any of the bank’s ATM Machine for finding the bank balance. To find the bank balance you can use the following steps-

  • Insert your ATM Card in the ATM Machine
  • Enter your PIN and press confirm
  • Select the Balance inquiry option from the given menu

Minimum Maintenance Balance Using DCB Bank

Every Bank has a minimum maintenance balance that has to be maintained by the account holder. If the account holder fails to maintain the account balance recommended by the bank then the account will be charged with a penalty. The following are the minimum maintenance balance and the charges for Non-maintenance-

Average Minimum Maintenance Balance

Type of Account Minimum Maintenance Balance
DCB Elite Savings Account Rs 25,000
DCB Privilege Savings Account Rs. 500000
DCB CashBack Savings Account   Rs 10,000
DCB Classic Savings Account   Rs.5000/- (For Tier-I branches)  
Rs.2500/- (For Tier-II branches) 
For Accounts Opened before 1st September 2004: 
Rs.2500/-(For Tier-I branches)  
Rs.1000/- (For Tier-II branches)
DCB Elite Current Account   Rs 50,000
DCB Business Saver Current Account   Rs 15,000
DCB SmartGain Current Account   Rs 25,000
DCB Classic Current Account  
Rs 10,000  

Non-Maintenance Charges

Type of Account Condition Charges
DCB Elite Savings Account AQB <Rs 25000>=Rs 10000 
less than Rs 10000
Rs 299 
Rs 599
DCB Privilege Savings Account AQB <500000> 300000  
AQB <Rs. 300000> Rs. 150000 
AQB < Rs. 150000
Rs. 2500 per quarter 
Rs. 3500 per quarter
Rs. 5500 per quarter
DCB CashBack Savings Account   For DCB Cashback account, the maximum penal charge for non-maintenance of AQB is Rs. 749/- per Quarter. Will be charged in proportion to the extent of shortfall in AQB requirement
DCB Classic Savings Account   For DCB Classic SB account, the maximum penal charge for non-maintenance of AQB is Rs. 699/- per Quarter. Will be charged in proportion to the extent of shortfall in AQB requirement
DCB Elite Current Account   AQB < Rs 50000>=Rs 25000 
less than Rs 25000
Rs 499 
Rs 899
DCB Business Saver Current Account   AQB is between 15000 – 10000 
AQB is less than Rs. 10000
Rs. 750 per quarter 
Rs. 1500 per quarter
DCB SmartGain Current Account   NA Rs. 500 per month
DCB Classic Current Account   NA Rs. 500 per month