Karnataka Bank is a private sector Bank that is best known for the Eco-friendly solution for the bank branches. The bank uses many eco-friendly solutions for their bank branches like solar power, and much more. The bank was established in the year 1924 and ever since the establishment the bank has grown. The bank provides many modern banking features that modern banking system uses like mobile banking, Net Banking and much more.
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Karnataka Bank Balance Inquiry Missed Call Number
Karnataka Bank provides a missed call banking number that can be used to find the bank balance by giving a missed call. The missed call number for Karnataka Bank is 1800 425 1445. You can also use the number for Mini-statement by dialing the Karnataka Bank Mini-statement number- 1800 425 1446. After giving a missed call the call will be automatically disconnected and an SMS Containing the bank balance details will be sent.
Karnataka Bank SMS Banking via Karnataka Bank SMS Balance Check Number
SMS Banking can also be used to find the bank balance of the Karnataka Bank account. It uses the Syntax to find the bank services you want the detail of. SMS Banking can be used to find a variety of services. You can use the SMS Banking number by sending the Pre-defined syntax in the SMS Banking number-9880654321.
The following are the syntax used to send the SMS for the respective service-
| Services | Syntax |
|---|---|
| Balance Enquiry | BAL <space> <Account Number / Account Nick Name> |
| Mini Statement | TRN <space> <Account Number / Account Nick Name> |
| Know MMID | MMID<space> <A/C No> |
| Cheque Status Enquiry | CPS <space> <Account Number / Account Nick Name> <space> <Cheque Number> |
| Cheque Book Request | CBR <space> <Account Number / Account Nick Name> |
| Stop Payment of Cheque | STP <space> <Account Number / Account Nick Name><space> <Cheque Number> |
Check Balance using Karnataka Bank Net Banking
Net Banking is the best banking feature that the bank provides to the account holder as it enables the account holder to access the banking services within the comfort of the home. With this banking, there is no requirement to visit the bank branch for anything you can use Net Banking for this. To use the service you need to have the log in detail that can be collected from the bank branch. after getting the login details you can use the Karnataka Bank Net Banking by following these links-
Karnataka Bank personal Account Net Banking
Karnataka Bank Corporate Account Net banking
Check Balance using Karnataka Bank Mobile Banking
A Mobile app allows the account holder to use the mobile device as a medium of banking. It can be used anytime and anywhere without the requirement of the account holder to visit the bank branch. The download link for the respective devices is listed below-
Check Balance using Karnataka Bank ATM
You can use the ATM Card to find the bank account balance. It is free of cost service provided by every bank to the bank account user. You can use the following steps to find the bank account balance-
- Insert the ATM Card in the ATM Machine
- Enter the PIN in the Machine and press Confirm
- Select the Balance inquiry option form the giving options
Minimum Maintenance Balance of Karnataka Bank
Bank keeps a cap on the minimum maintenance balance to ensure that the bank account is utilized by the account holder and to keep the account active. This minimum maintenance balance is required by the account holder to maintain. If the account holder fails to maintain the minimum balance then the account will be charged with a fine, continuation of the balance default will result in discontinuation of the account.
Minimum Average Balance
| Type of account | Monthly Average Balance | ||
|---|---|---|---|
| SB-General | With Cheque Book Facility | Without Cheque Book Facility | |
|
(M/U)-2,000 (SU/R/FI)-1,000 |
(M/U/SU) -500 (R/FI)-200 | ||
| KBL- Vanitha |
(M&U)-2000 (SU&R/FI)-1000 | ||
| SB-Money Sapphire | 10,000 | ||
| SB-ILSB |
(M&U)-15,000 (SU&R/FI)-10,000 | ||
| SB-Money Ruby | 1,00,000 | ||
| SB-Money Platinum | 3,00,000 | ||
Non-maintenance for Karnataka Bank
| Type of account | Charges | ||
|---|---|---|---|
| Shortfall in MAB | Up to -10% | 10% & above up to 50% | 50% and above |
| SB-General | 25 | 50 | 100 |
| KBL- Vanitha | 25 | 50 | 100 |
| SB-Money Sapphire | 100 | 200 | 400 |
| SB-ILSB | 100 | 200 | 400 |
| SB-Money Ruby | 100 | 200 | 400 |
| SB-Money Platinum | 100 | 300 | 500 |
I’m Shiv Kumar, a graduate with a passion for finance, marketing, and technology. My journey into finance started with a desire to understand money management and investing.
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