Shri. M.Ct.M. Chidambaram Chettyar founded the Indian Overseas Bank in February, 1937 with an objective to specialize in foreign exchange business and establish the global presence of the bank. At present, the bank operates in five more countries besides India, that include Hongkong, Singapore, Sri Lanka, South Korea, and Thailand. The debit card facility offered by Indian Overseas Bank is an innovative initiative by the bank to help the customers with easy transaction facility. The different debit cards issued by the bank are IOB Visa Gold, IOB Visa Platinum, IOB Rupay PMJDY, IOB Rupay Classic, IOB Rupay Platinum, IOB Visa Signature, IOB SME Visa, IOB Visa Classic, IOB Rupay Kisan, IOB Master Gold, and IOB Rupay NCMC. You can apply for any of the above-mentioned debit cards as per your transaction needs.
Indian Overseas Bank has collaborated with Master Cards, Rupay, and Visa for the Debit Card Program. Customers can use the card to withdraw cash from the ATM of IOB bank and engage in other enquiries. You can also use this debit card to draw out money at any ATM that displays Master Cards, Rupay, or Visa logo. The debit card can also be used to make purchases at different merchant venues- both offline and online. Hence, you must keep this very important card secure at all times. In case, you happen to lose it or compromise it, then you should have it blocked immediately. The process to block the card is as follows.
.
Table of Contents
Block Indian Overseas Debit Card through Helpline Number of the Bank
The Indian Overseas Bank has issued a helpline number for its customers wherein they can call and have resolutions to any of their queries. The IOB helpline number is 1800 425 4445. This is a toll-free number which the customers can call 24X7 and have their debit card blocked instantly. The call should be made from your registered mobile number only. Once you place the call, you would be asked to follow a set of IVR instructions. Follow the instruction closely and select the right number to block the debit card. Once your request for debit card blocking has been placed, the concerned executive would ask some questions to validate your identity. Post-verification, you would receive a confirmatory message on your registered mobile number and your card would be blocked immediately.
Block your Indian Overseas Debit Card through Online Banking
Indian Overseas Bank Net Banking also allows you to block or suspend your card through the online portal. You need to log into the site iobnet.co.in and fill in some information like registered mobile number, SB/CDCC Account Number, and the text shown in the image to instantly suspend the debit card. Once you submit the form, you would receive an OTP (One Time Pin) on your registered mobile number. This OTP needs to be entered in the allocated space in the next screen to complete the process of suspending your card.
Block your Indian Overseas Debit Card through Email
The IOB bank provides an easy email facility for the blocking of your debit card. Just send an email from your registered email ID to the official IOB mail [email protected]. Remember to add all the relevant account details along with the card number that needs to be locked. The bank will send a confirmatory email to you with the message of successful blocking of your debit cum ATM card.
Block Indian Overseas Bank Debit Card by Local Branch Visit
You can also walk into the nearest IOB branch during the working hours to lodge a request to block your debit card. You need to take in all the necessary documents as identity proof for the bank officials. Thereupon, you would be asked to furnish the account details and the card details. Once they have the information, the bank executives would instantly block your debit card.
I’m Shiv Kumar, a graduate with a passion for finance, marketing, and technology. My journey into finance started with a desire to understand money management and investing.
Our main goal is to empower individuals through financial education. We believe that everyone should have the opportunity to build a strong financial foundation. Whether you’re a seasoned investor or just getting started, we provide articles, guides, and resources to help you navigate the financial landscape.
I invite you to join our community of financially savvy individuals. Feel free to ask questions, engage with our content, and explore the topics that matter to you. Together, let’s take control of our financial futures.
